Personal Loan 2021 _ SBI Personal Loan 2021 _ Online Personal Loan _ Instant Personal Loan _ yono sbi
SBI offers various types of personal loans such as Xpress Credit Loan, SBI Pension Loan, Xpress Elite and Pre-approved Personal Loans that cater to the needs of different borrowers. Personal loans offered by SBI may be used for various purposes such as business expansion, debt consolidation, foreign travel expenses, marriage, home renovation, medical emergency, etc. Currently, SBI offers personal loans of up to Rs. 20 lakh with interest rates starting from 9.60% p.a. onwards.
00:00 Sbi Personal Loan
00:40 Types Of Sbi Personal Loan
00:54 Sbi Quick Personal Loan
02:31 Sbi Xpress Credit Loan
03:16 Sbi Pre-Approved Personal Loan
04:17 Sbi Pension Loan
Features of SBI Personal Loan
Loan amount: SBI offers a loan amount as high as Rs. 20 lakh to fulfil various personal needs with a single loan
Loan schemes: SBI offers specific loan schemes to different categories of borrowers such as pensioners, salaried and self-employed
Flexible tenure: If you opt for SBI personal loan, you can repay it within a flexible tenure ranging from 6 months to 6 years
Easy application: SBI Personal loan can be availed online without any hassle. The process involves minimum documentation and quick processing
Documents Required For Loan Application
The documents to avail SBI personal loan may vary depending upon the personal loan category you opt for. However, the list of basic documents is as follows:
Identity proof: Passport, PAN, Voter Identity Card, Driving License, Aadhaar Card
Address proof: Ration Card, Bank Account Statement, Passport, Driving License, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement(for owned properties), Aadhaar Card
Income proof: Bank Account Statement, Salary Slips, ITR, Form 16
Types of SBI Personal Loan
SBI XPress Credit
Low processing fees.
Maximum loan amount of up to Rs.20 lakh.
Lowest interest rate offered is 9.60% p.a.
Interest RateLoan Amount9.60% p.a. onwardsUp to Rs.20 lakh
SBI Pension Loan
Quick disbursal of loan amount.
Low processing fees
Minimal documentation required.
Interest RateLoan Amount10.55% onwardsUp to Rs.14 lakh
SBI XPress Bandhan
You can apply for this loan even if you don’t maintain an account with the bank.
You must be drawing a minimum gross monthly income of Rs.50,000 to avail this loan.
Repayment tenure is up to 5 years or the remainder of the service whichever is lower.
Interest RateLoan AmountAt the discretion of the bankUp to Rs.15 lakh
SBI Pre-approved Personal Loans
The loan will be instantly processed.
Low processing fee.
The interest rate will be low and affordable and starts at 9.60%.
Interest RateLoan AmountFrom 9.60% p.a.At the discretion of the bank
SBI QUICK Personal Loan
You can avail a loan amount of up to Rs.20 lakh.
You can avail this loan even if you do not maintain a bank account with SBI.
You need to draw a minimum monthly income of Rs.15,000 to avail this loan
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